Union Government Schemes
Sukanya Samriddhi Yojana
It is a small deposit scheme for the girl child.
Key points of the scheme –
(i) Age Limit – The
upper age limit of the girl child for opening this account is 10 years.
The govt. has given a relaxation of one year in the upper age limit for those
opening accounts till December 1, 2015
(ii) Minimum & Maximum deposit: The minimum deposit under the scheme is Rs. 1000/-.
The maximum deposit is Rs. 1.5 lakhs.
(iii) Interest rate: The government will announce the interest rate of the scheme
every year. However, the government of India has increased the rate of interest
from 9.1% (2014-15) to 9.2% (2015-16) for this financial year.
(iv) Maturity period: The maturity period of the scheme is 21 years from the date of
account opening, though deposits need to be made only for the first 14 years.
(v) The minimum lock-in in
period under the Sukanya Samriddhi Yojana is 11 years.
Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
Agriculture Irrigation Scheme.
Key points:
(i) Scheme aims at
providing irrigation facilities to every village in the country by converging
ongoing irrigation schemes implemented by various ministries.
(ii) Budgetary
allocation: 1,000 crore rupees for fiscal year 2015-16.
(iii) Funding Pattern:
Centre- States will be 75: 25 per cent. In case of north-eastern region and
hilly states it will be 90:10.
Pradhan Mantri Jan Dhan Yojana
Financial inclusion initiative Pradhan Mantri Jan Dhan Yojna has
entered into the Guinness Book of World Records, by opening nearly 11.50 crore
bank accounts in the shortest period of time. The Guinness Book of World
Records has also recognized the achievements made under PMJDY and has given a
certificate stating that the most bank accounts opened in one week as part of
the financial inclusion campaign is 1.8 crore.
Key points:
(i) ‘Pradhan Mantri
Jan Dhan Yojana’ Scheme for financial inclusion launched was launched by Prime
Minister Narendra Modi on 28th Aug 2014
to help the poor open bank accounts.
(ii) The slogan of
the scheme is “Mera Khata – Bhagya
Vidhaata”
(iii) The scheme aims to
open minimum 15 Crore Bank accounts
by 15 Aug. 2015
(iv) Every person
will be eligible to receive an accident insurance
cover of up to Rs. 1 Lakh. HDFC Ergo
General Insurance will provide the accident cover under the scheme
(v) An additional Rs. 30,000 life insurance cover will
be provided for those opening bank accounts before January 26, 2015. Life Insurance Corporation (LIC) will provide the life
insurance cover
(vi) The scheme will
provide Rs 5,000 overdraft
facility for Aadhar – linked
accounts, and Ru Pay Debit Card for all account holders
(vii) A minimum
monthly remuneration of Rs 5,000 will be given to the business correspondents
who will provide the last link between account holders and the bank
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
The scheme aims to impart skill training to youth with focus on
first time entrants to the labour market and class 10 and class 12 drop outs.
The scheme will be
implemented by the Union Ministry of Skill Development and Entrepreneurship
through the National Skill Development Corporation (NSDC). It will cover
24 lakh persons and skill training would be based on the National Skill
Qualification Framework (NSQF) and industry led standards
Bhagyashree scheme
It is girl child scheme was launched in Maharashtra. Bollywood
actress Bhagyashree is the brand ambassador of the scheme.
Key points of the scheme:
(i) The state
government will deposit an amount of 21200 rupees in bank for a girl child born
in a Below the Poverty Line (BPL) family.
(ii) The scheme aims at providing one 1 lakh rupees on maturity
after the girl completes 18 years of age.
(iii) The scheme would
be linked to the Beti Bachao Beti Padhao scheme of Union Government.
Rashtriya Avishkar Abhiyan (RAA)
Former President of India Dr. APJ Abdul Kalam launched the Rashtriya Avishkar Abhiyan(RAA) in New Delhi.
Key Points:
(i) The abhiyan aims
to inculcate a spirit of inquiry, creativity and love for Science and
Mathematics in school children.
(ii) Rashtriya
Avishkar Abhiyan is a concept developed by the Ministry of Human Resource Development.
RAA is an effort to take forward the Prime Minister Narendra Modi’s vision of
Digital India, ‘Make in India’ and ‘Teach in India’.
Aapki Beti Humari Beti girl child scheme
The scheme launched by Haryana Chief Minister Manohar Lal Khattar
in the state (Haryana).
Key points of the scheme:
(i) The scheme was
launched with an aim to combat the problem of declining child sex ratio in the
state.
(ii) The scheme will
be implemented in both rural and urban areas of the state.
(iii) Under this scheme, the
first girl child born on or after January 22, 2015, in SC and BPL families will
be eligible to receive Rs 21,000.
(iv) Similarly, all second
girl children born on or after January 22, 2015 of all families will also get
Rs 21,000.
(v) Families, where twin
girls or multiple girls are born, will get Rs 21,000 per girl child.
New Urban Rejuvenation Mission to replace
JNNRUM
According to the Urban
Development Minister Venkaiah Naidu, government will replace Jawaharlal Nehru
National Urban Renewal Mission, JNNRUM with a new Urban Rejuvenation Mission to
bring more areas for development under its ambit.
Key Points
(i) Under the proposed
scheme, cities with population of 1 Lakh or above will also be covered.
(ii) The new mission
will focus on modern concept for cities planned using Geographic information
system (GIS), best transport facilities and will have solid and liquid waste management
system to develop clean cities.” JNNRUM had already completed its term, which
was launched by previous UPA government.
