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SBI chairperson gets one year extension

The government has extended the term of Arundhati Bhattacharya, chairperson, State Bank of India (SBI) by one year.

  • Ms. Bhattacharya, was appointed on October 7, 2013, for three years.
  • The government has issued a notification to this effect which has been received by the SBI chairman’s office.
Merger of SBI associates:
Bhattacharya had earlier said she wants to complete the merger process in the current financial year.
The merger of State Banks of Bikaner & Jaipur (SBBJ), Travancore (SBT), Patiala (SBP), Hyderabad (SBH) and Mysore (SBM), and Bhartiya Mahila Bank, a bank for women set up in November 2013, will add Rs. 8 lakh crore or $120 billion to its assets and will create a banking behemoth with global scale. 

  • With this merger, SBI aims to be in the list of top 50 large global banks.
Role of SBI Chief:
The board of SBI had cleared the merge plan and had finalised the share swap agreement. 
  • Apart from completing the merger process, restoring the health of the bank is another priority for the chairperson.
SBI position:
Gross non-performing assets of SBI has almost doubled in one year which reached a record level of Rs. 1.01 lakh crore as on June 30, 2016 as compared to Rs. 56,421 crore a year ago. 
  • In term of percentage of gross advances, it was 6.94 per cent as compared to 4.29 per cent a year ago. It net NPA was Rs. 57,421 crore (4.05%), as compared to Rs. 28,669 crore (2.24%), as on June 30, 2015.
  • SBI, though, has maintained a healthy provision coverage ratio of 62 per cent.
  • SBI’s health is seen as much better than other public sector banks. SBI had put out a watch list of loan, that is, accounts that could potentially become NPAs, of Rs. 30,000 crore which is much smaller than its peers.
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